USPS revenue is declining!

It’s likely that every Monday through Saturday, when your mailbox faithfully gets filled with cards, bills, and advertisements, you don’t stop to think that every delivery is driven by a billion dollar operation—and these days, it’s a struggling billion dollar business. That’s right, the United States Postal Services has taken some major financial hits in recent years. Many predict that by the end of its fiscal year in September, the business may have to declare bankruptcy.

Part of the problem is that the USPS is somewhat government owned, so it can be challenging to take the necessary steps to get help. However, lucky for you, should your household be in need of extra cash, getting a short term cash loan has never been so easy. If you’re one of the many struggling to make it from paycheck to paycheck, give yourself some breathing room with a short term cash loan.

Getting started is as simple as a visit to MoneyMutual.com. Just fill out the online form on the home page, and MoneyMutual will match you to one of its participating lenders, based on the information you provide.  The lenders in turn are able to approve instantly, and will promptly be in touch to provide the details of the short term cash loan. You could get up to $1,000 in as little as 24 hours.* And the best part—a poor credit history is ok! There are no lines, nothing to fax, and it’s always open for business.

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Top 4 myths about short term cash loans

1. The interest rates are unreasonable.

Not so! The rates are practical percentages which take into account the short length of the loan. This myth only becomes true when you allow your small loan to roll over multiple times through consecutive extensions. Pay the loan back within the initial repayment guidelines, and the amount of interest paid is considerably lower and quite reasonable, and often cheaper than credit cards, late fees, etc.

2. My credit will be affected negatively.

A payday loan often doesn’t even show up on a credit report. And if it does, your credit may actually be improved if you pay your loan off in a timely manner. Proving you can borrow money and pay it back is always a positive in the eyes of credit bureaus.

3. All payday loans are scams.

False! Unfortunately there are sites that imitate legitimate sites like MoneyMutual, because they want to take advantage of the site’s honorable reputation. Just make sure to check the URL and confirm you are on the MoneyMutual site before submitting any information.  Also look for the VeriSign logo which protects your privacy, a photo of Montel Williams, and a trademark symbol next to the MoneyMutual name.

4. Payday lenders hide fees and terms dishonestly.

Not lenders within MoneyMutual’s network of participating lenders! Upon approval, you will be redirected to the site of the MoneyMutual.com participating lender which you were matched with, based on the information you provide. The participating lender will then provide you with ALL the terms and conditions of the loan.  And if there’s anything you don’t understand, the participating lender is willing to answer any questions before you agree to the loan.

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Is MoneyMutual safe and secure?

The most important thing you need to know about MoneyMutual is that your information is safe and secure. The site uses VeriSign to ensure that your information never leaves the network. However, there are a growing number of scam sites out there, hoping to profit off the MoneyMutual good name, so always be careful when you enter any site. These scam sites want you to believe that you are using a trustworthy site like MoneyMutual, when in reality they are tricking you to get ahold of your personal information. There are a few simple steps you can take to make sure you are on the safe and secure MoneyMutual site before you enter any personal information.

Here’s what to look for:

  • A picture of talk show host Montel Williams
  • A registration symbol next to the MoneyMutual logo
  • The VeriSign authentic logo
  • The OLA authentic logo
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What’s the deal with those payday loans?

Okay so by now you’ve probably heard about it on the radio, or watched the commercial on TV. Welcome to the growing number of people wondering about that “Montel Williams Payday Loan matching site.” Here are the facts: Montel Williams endorses a site that helps people in need of fast cash obtain what is known as a payday loan. While the celebrated talk show host doesn’t loan the money himself, he is partnered with MoneyMutual and its participating network of lenders. Just fill out the quick and easy form, and you’ll get matched with a participating lender, based on the information you provide.

Want to know the best part? You could get the money—up to $1,000—in as little as 24 hours!* Plus, a bad credit history won’t ruin your chances of qualifying.** MoneyMutual was designed specifically to help people who wouldn’t usually qualify for a loan get their hands on fast cash. Whether you can’t make ends meet until your next paycheck, or something unexpected came up, it’s your source for fast cash when you need it most. You might know someone who agrees: “MoneyMutual’s online lending network is the only source you can trust for finding a short term cash loan quickly and easily,” says Montel Williams. Payday loans are a great way to get by until you get paid again.

So the next time you find yourself looking for extra cash, it might be a good time to check out that Montel Williams payday loan matching site. It’s the only site of its kind backed by the former talk show host, so you know the loan is coming from a trusted network of participating lenders.

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Bring on Payday with a Cash Loan! | Money Mutual

If only you had a time machine so that you could fast forward to payday. Try the next best option, which is a visit to MoneyMutual.com, the only site designed with you in mind and endorsed by Montel Williams. Loans are hard to come by these days, especially ones that get the cash in your bank account fast. That’s why MoneyMutual created its unique site, which matches those in need of fast cash with its network of participating lenders, based on the information you provide. Its goal is to provide you the money you need in the fastest amount of time possible, often in as little as 24 hours.*

You can trust the site that is endorsed by celebrated talk show host Montel Williams. Loans give those in need a chance to get on their feet, which is why Montel came on board. He says, “MoneyMutual’s online lending network is the only source you can trust for finding a short term cash loan quickly and easily.” Rather than bounce a check, or receive late payment penalties, Montel believes that a short term cash loan from a MoneyMutual participating lender can provide the necessary immediate assistance and help avoid more costly fees.

Get started by filling out the fast and easy form on the home page—you’ll know you’re in the right place when you see Montel Williams. Loans, once approved, are deposited into your bank account by your lender as fast as the very next day.*And because everything is done online, MoneyMutual is always open, there are never any lines, and you won’t have to fax a single thing. Once it’s in your account, you can use the cash for whatever you want!

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What do I need to know about Short Term Cash Loans?

Let’s get down to the basics! Short term cash loans are a great way to help you out of a financial bind. But of course, you should educate yourself on the process before applying for one of your own.

First things first, these types of loans are designed to help you out when you’re struggling to make ends meet until your next paycheck. They can be deposited into your bank account in as little as 24 hours, with amounts up to $1,000.* The purpose is to get money in your hands fast, especially if it’s your only option due to a poor credit history.

Once you decide you need a short term cash loan, go to a reputable site like MoneyMutual.com.

This site provides a matching service for potential borrowers. Just fill out the online form, and MoneyMutual will match you with a participating lender, based on the information you provide. Approval is instant, and your lender will follow up with the necessary steps and information to get you the cash you need.

After the cash is deposited, you can choose to spend it on whatever you need. The lender will set up a repayment schedule with you, which is often done in a fast but manageable time frame. This means you don’t have to spend years paying off your debt. And that, in a nut shell, is what everyone should know about short term cash loans!

Posted in MoneyMutual, Short Term Cash | Leave a comment

What do I need to know about Short Term Cash Loans?

Let’s get down to the basics! Short term cash loans are a great way to help you out of a financial bind. But of course, you should educate yourself on the process before applying for one of your own.

First things first, these types of loans are designed to help you out when you’re struggling to make ends meet until your next paycheck. They can be deposited into your bank account in as little as 24 hours, with amounts up to $1,000.* The purpose is to get money in your hands fast, especially if it’s your only option due to a poor credit history.
Once you decide you need a short term cash loan, go to a reputable site like MoneyMutual.com. This site provides a matching service for potential borrowers. Just fill out the online form, and MoneyMutual will match you with a participating lender, based on the information you provide. Approval is instant, and your lender will follow up with the necessary steps and information to get you the cash you need.

After the cash is deposited, you can choose to spend it on whatever you need. The lender will set up a repayment schedule with you, which is often done in a fast but manageable time frame. This means you don’t have to spend years paying off your debt. And that, in a nut shell, is what everyone should know about short term cash loans!

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Why Do Short Term Loans have a bad reputation?

Ever heard of the phrase, “One rotten apple ruins the whole bunch?” Well, this theory can help explain the negative reputation of short term cash loans. See, for every reputable payday loan site, there is likely a disreputable site. These sites pretend to be legitimate, but in reality they may just be out to obtain and sell your information.

The most important thing you need to do when you want a short term cash loan is to find a site you can trust, like MoneyMutual.com. Endorsed by celebrity talk show host Montel Williams, MoneyMutual takes several measures to ensure your information is kept private, like using VeriSign and joining the Online Lender’s Alliance. Every single lender in its network is required to follow best practices.

It may be wise to avoid sites that promise short term cash in the amount of $1500 or more, or who make false claims like “no credit check” and “money in one hour.” While it’s true you can get a loan if you have bad credit, lenders may need to run some form of credit check. These phrases are oftern a telltale sign that you’re not dealing with a reputable site.
Always compare the site address in your Web browser, and make sure it matches the site you think you are on. Many sites use a Web address that have “Money” or “Mutual” in the URL. They do this because MoneyMutual has such a great reputation, and they want to fool consumers into thinking they are on the MoneyMutual site.

Basically, disreputable sites have come close to ruining the reputation of payday loans. However, if you choose a reputable site like MoneyMutual.com, being scammed is nothing to worry about.

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When is the right time to apply for a Short Term Cash Loan?

The answer is, anytime is the right time when you need fast cash!  But if you’re looking for some more specific guidelines, check out this helpful list.

1. My bank account is going to overdraft: Whether you have some pending charges on the verge of going through, or wrote a check that is going to get cashed any day now, now may be a good time for a loan if you don’t have the funds to back it up. MoneyMutual understands people fall into situations like this, which is why it connects you with its network of participating lenders that can get cash into your account in as little as 24 hours.*

2. I’m having a medical emergency: Your health can’t wait! If you need to address a medical concern or emergency, get the money you need with a short term cash loan. Delaying needed medical care is only going to make matters worse.

3. My utilities are about to get shut off: Don’t live in the dark! If your utilities are about to get shut off, and payday is still days or weeks out, MoneyMutual and its participating lenders can help you get the cash you need now. Do you want to pile late fees on top of reconnection fees?

4. Banks keep turning me down: Banks have much more stringent policies when approving loans. Stop the pain and embarrassment of getting turned down, and try your hand at MoneyMutual.com. The site is designed specially to help those who are struggling or may suffer from bad credit.

5. I have nowhere else to turn: Sure it’s great if you have friends or family to help you out in a bind. But what if you don’t have that luxury? Think of MoneyMutual as your support. It’s one of the best and easiest ways to get a short term cash loan.

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Top 5 benefits of Short Term Cash Loans

Need cash? Get it the smart and responsible way with a short term cash loan. You can request one of these through sites like MoneyMutual, who provide a matching service to its network of participating lenders. There are quite a few benefits to this, and here are the top five:

1. Money in as little as 24 hours*: That’s right—broke today, cash tomorrow!* It’s perhaps the most important benefit of a short term cash loan. It’s faster than banks, and probably even faster than borrowing from friends and family.  When you need money NOW, one of MoneyMutual’s participating lenders may be able to deposit cash directly in your bank account by as early as tomorrow.*

2. Bad credit okay**: It’s hard to get money when you’re broke and have bad credit! Or at least, it WAS hard. Thanks to sites like MoneyMutual and its network of participating lenders, a poor credit history won’t prevent you from qualifying for a loan. The idea is to make it as easy as possible for you to get the money you need.

3. Safe and easy: It’s safe and secure to get an online payday loan. Just make sure you’re on an accredited site like MoneyMutual, which works with various global security companies to make sure your information is never shared outside the network. Once you’ve verified you’re on a reputable site like MoneyMutual, just fill out the online form which only takes a few minutes. There are no lines, no paperwork, and nothing to fax.

4. Can be used to fix any financial emergency: You can use the cash for anything you want! Unlike a bank, where you have to state a reason for the loan, you can put the cash towards anything you need. You are the judge of when you need some short term cash—whether it’s to pay bills, fix your car, or ease a medical crisis.

5. Short term repayment: This isn’t like a credit card which you pay back using minimum payments and takes years and years to pay off! Short term cash loans are paid back in a fast, but manageable, amount of time. Lenders will work with you to set up a plan, and you don’t have to face a lifetime of paying off debt.

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